Kate Piercy’s Testimony on Workers’ Compensation Reform

Testimony of Kate Piercy, Director of Government Reform, Illinois Policy Institute Submitted to the Special Committee on Workers’ Compensation Reform Friday, December 3, 2010 Co-Chairpersons Bradley and Brady, thank you for the opportunity to testify today. My name is Kate Piercy, and I am the Director of Government Reform for the Illinois Policy Institute. We...

Co-Chairpersons Bradley and Brady, thank you for the opportunity to testify today. My name is Kate Piercy, and I am the Director of Government Reform for the Illinois Policy Institute. We are a nonpartisan research organization dedicated to supporting free market principles and liberty-based public policy initiatives. The Institute conducts research and analysis on a variety of matters, including fiscal policy, education, government reform, health care, and transportation. You can learn more about our organization by visitingAi??www.IllinoisPolicy.org.

The Illinois Policy Institute strongly supports workersai??i?? compensation reform for many reasons. Currently, unaffordable workersai??i?? compensation costs in Illinois are driving businesses into other states and putting Illinois at a critical disadvantage.

Many states are addressing workersai??i?? compensation costs, yet Illinois lags far behind competing states in advancing reform. From 2006 to 2009, the average rates for workersai??i?? compensation across the country decreased a total of 17 percent, and 30 states saw average rate reductions for 2008/2009 filings. Illinois, on the other hand, saw its relative cost ranking increase, going from 21st highest in 2006 to 10th highest in 2008.

A 2009 report from the Illinois Chamber of Commerce highlights the benefits being recognized by other states that chose to make workersai??i?? compensation reform a priority:

• Florida decreased its workersai??i?? compensation rates over 18 percent in 2009 and businesses have seen an average decrease of over 65 percent in workersai??i?? compensation costs since 2006.

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• Colorado saw a 16 percent reduction in workersai??i?? compensation rates in 2009, will experience an additional 9.7 percent decrease in 2010, and have had a total 36.2 percent decrease since 2006.
• Arkansas lowered its workersai??i?? compensation rates nearly 20 percent since 2006.
• Pennsylvania reduced its rates 19 percent since 2006.
• New York decreased its average rates nearly 22 percent since 2006.

Missouri in particular stands out as a model of workersai??i?? compensation reform. After Missouri Governor Matt Blunt signed a workersai??i?? compensation reform bill (Senate Bill 1) in March 2005, Missouri saw a 20 percent drop in costs to Missouriai??i??s businesses. Like many states, Missouri found it necessary to rein in its workersai??i?? compensation costs and implemented reforms focused on compensation abuse, tightening the definition of ai???accidentai??? and ai???injury,ai??? limiting benefits to employees found under the influence of alcohol or illegal drugs at the time of the accident, and increasing penalties against compensation abusers.

Illinois consistently experiences compensation abuse, such as payments made to workers not hurt on the job or paying a worker hurt because of alcohol abuse. Illinois could learn from neighboring Missouri and implement the following reforms, also recommended by the Illinois Chamber of Commerce:
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• Require the workplace to be the ai???primaryai??? cause of the injury instead of just a ai???contributingai??? factor when determining eligibility for benefits;
• Limit permanent partial disability, such as a back problem, to 100 percent of ai???man as whole,ai??? which would keep an employee from making repeated claims that would add up to more than what 100 percent coverage would equal;

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• Allow reopening of wage differential cases for changes in economic circumstances; provide credit for previous wage differential claims and cap benefits to retirement age instead of lifetime; and

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• Eliminate or dramatically reduce benefits when a workerai??i??s injuries are caused by their intoxication.

Illinois must address its costly workersai??i?? compensation rates and follow the lead of a number of other states that have adopted positive, significant reform. Reducing the cost of doing business in Illinois would help attract and retain more businesses while rejuvenating job growth and opportunities for prosperity in the state.

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